Insurance is not required for operators of bicycles, which are considered vehicles under state law and may lawfully operate on public streets and roads.

Frequent riders should investigate their current insurance policies to see what provisions are made for lost, stolen, or damaged bicycles as well as for crashes or other accidents that may occur while riding.

For a good summary of insurance issues for cyclists, see the insurance information page of BicycleLaw.com.

For details on insurance requirements for motor vehicle operators, visit the GA Dept of Insurance.